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Title Insurance Title insurance affords protection from past events which may or may not be part of the public records, but which can adversely affect an owner's interest in real property. Protection: Title insurance protects against matters of public record. Hidden title defects, such as fraud, forgery, incompetence or missing heirs, that even the most diligent title search may not discover. Value: A title insurance premium is paid only once. Most title insurers offer an inflation protection rider that insures the owner's equity up to 150% of the original purchase price.
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